For solo users
A real safe-to-spend number, just for you.
The commitments-first model works perfectly with a household of one. Protect your bills, set savings and buffer aside, and see exactly what's safe to spend this week, this month, or until payday.

Most relevant
Safe-to-Spend
Protect your bills first and see exactly what's safe to spend — this week, this month, or until payday.
Buckets
Group spending into monthly, one-time, savings, and debt buckets, each with its own progress.
Automation
Define income and bills once; Firza schedules them and moves them through their statuses for you.
Recaps
Monthly and yearly recaps surface your trends and flag one-off windfalls in plain language.
Find your household's calm.
Set up your household in under a minute. No card required to start.