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For solo users

A real safe-to-spend number, just for you.

The commitments-first model works perfectly with a household of one. Protect your bills, set savings and buffer aside, and see exactly what's safe to spend this week, this month, or until payday.

Most relevant

  • Safe-to-Spend

    Protect your bills first and see exactly what's safe to spend — this week, this month, or until payday.

  • Buckets

    Group spending into monthly, one-time, savings, and debt buckets, each with its own progress.

  • Automation

    Define income and bills once; Firza schedules them and moves them through their statuses for you.

  • Recaps

    Monthly and yearly recaps surface your trends and flag one-off windfalls in plain language.

Find your household's calm.

Set up your household in under a minute. No card required to start.