Who it's for
One model, every kind of household.
Roommates, couples, families, or a household of one — Firza protects the bills first and keeps money fair and private, whatever sharing looks like for you.

Rent's covered. The math is fair. Nobody overshares.
Three of you, one apartment, a dozen shared bills. Firza protects the rent first, splits everything the way you agreed, and shows each person only what they've signed up to see. When it's time to square up, you settle in the fewest payments — no spreadsheet, no awkward texts.
- Safe-to-Spend — Rent and shared bills are protected before anyone's spendable number appears — so the total you see is honest.
- Flexible splits — Split each bill the way you actually agreed — equal, by income, or custom — set once and overridable per bill.
- Settle — When it's time to square up, Firza reconciles everyone in the fewest possible transfers. No spreadsheet, no chasing.
- Totals-only privacy — The default shows shared totals, not individual incomes — coordinate the bills without broadcasting what you earn.
Find your household's calm.
Set up your household in under a minute. No card required to start.